
Iowa Surety Bonds
Iowa is home to more than 243,000 businesses, and many of these businesses need surety bonds for permits, licenses, and construction or service contracts. The Hawkeye State has 51 unique state-required bond types, and another 91 bonds required by different local cities and counties throughout the state.
BondExchange features hundreds of Iowa agents from every corner of the state, from Dubuque to Des Moines, and beyond. All of these agents leverage our network to source surety bonds for their many clients.
With access to more than 30 different markets, BondExchange helps agents find any of the 142 different surety bond types for Iowa businesses. We offer unique insights thanks to our experience and expertise, making it easy for agents to move through the surety bond process step-by-step with our innovative platform.
Iowa Surety Coverage with BondExchange
BondExchange provides comprehensive and complete access to every surety bond that the state of Iowa and its local municipalities may require from local businesses. Agents can utilize our platform to find the correct surety bond, deliver quotes to customers instantly online, and then complete those applications and bond purchases with a few clicks. This quick and easy process takes just a few steps from beginning to end. Below are just a few of the different types of surety bonds that you may need to quote for Iowa business clients.
Real Estate Industry Bonds
Businesses working in the real estate industry such as mortgage brokers, closing agents, or manufactured home retailers in Iowa need specific surety bonds to be in place before providing those services to the public.
Mining and Timber Bonds
Under Iowa law, businesses involved in either the mining or timber forestry industries need to secure surety bonds before operating. There are separate bonds for surface mining operations and for timber buyers or their agents.
Financial Services Bonds
Providing financial services in Iowa often means taking out a surety bond. Whether your customer operates as an appraisal management company, a credit services organization, or a licensed debt management company, they will need a surety bond to operate legally.
Alcohol and Tobacco Sales
Businesses that sell or distribute alcohol, cigarettes, or other tobacco products are all required to purchase surety bonds in the state of Iowa. There are specific bonds for wine, beer, high-proof beer, and brew pub operations, and several tiers of cigarette and/or tobacco products bonds.
City or County Surety Bonds
A number of cities and counties throughout the Hawkeye State require companies doing business within their limits to hold specific surety bonds. Examples include sidewalk contractors in Marshalltown, transient merchants in Waterloo, and waste hauling contractors in Des Moines.
Private Investigation and Security Bonds
Businesses that provide private investigation services or private security personnel, or a combination of both, are required to be bonded under Iowa law. Bond requirements range from $5,000 to $10,000.
See what other insurance agents are saying about our online platform
If you’re an agent in Iowa, sign up with BondExchange to gain access to all of the surety bonds we offer. For a complete list of surety bonds covered in Iowa, expand the box below.
State Bonds | Municipal Bonds |
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Appraisal Management Company ($25,000.00) |
ADLM Counties Environmental Public Health License/Permit |

Why Partner with BondExchange for Iowa Surety Bonds?
BondExchange has been helping insurance agents write surety bonds for more than 40 years, forming the foundation of our platform designed to make agents work more efficiently. We know that most insurance agents do not focus on surety, so we’ve created a process that is simple, fast, and profitable.

Simplifying the Bond Process with the Help of Straightforward Tools
Thanks to the straightforward tools we’ve designed, BondExchange has simplified an otherwise complex process. Our platform makes it easy for agents to quote bonds quickly, deliver those quotes electronically, and issue bonds online. Our online application uses a step-by-step approach with simple questions that can be completed by agents (or their customers), even if it’s their first time writing surety. With instant quote generation from more than 30 markets, our online bond purchasing system offers high functionality, ease of use, and zero paperwork.

You Deserve Customized, Expert Service
Here at BondExchange, our agents always come first. That’s why we feature your name and brand prominently at all times, making it easy to reinforce your expertise and professionalism with all of your surety clients. With our staff consisting of expert underwriters, you’re always just a few seconds away from the answers you’re looking for. Our team is available by phone, chat, and email. Our underwriters stand ready to help you through the entire process from start to finish.

One Point of Entry for All Surety Bonds
BondExchange is the only source Iowa agents need to place surety bonds for their clients. We provide access to hundreds of different types of bonds and rates from more than 30 different carriers with a fully-automated online platform you won’t find anywhere else, saving you time and effort by making it easy to shop the market instantly.
Instant Quotes from 30+ Surety Carriers
