Michigan Surety Bonds2019-07-17T18:34:22+00:00

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Michigan Surety Bonds

Surety Bonds in Michigan

There are more than 709,000 businesses that operate in the state of Michigan. The Great Lakes State requires many of these businesses to purchase surety bonds before they can operate. In fact, Michigan state government agencies require 85 unique bond types, while local cities or counties mandate another 169 surety bond types.

BondExchange is an excellent resource for agents looking for surety bonds in Michigan, from Grand Rapids and Dearborn to the Upper Peninsula, and beyond. Our expansive and easy-to-use platform helps agents source any bonds their clients may need.

With access to more than 30 different specialized surety markets, our network facilitates the shopping necessary to find the best rate for your clients through a single point-of-entry. We pair

Michigan Surety Bonds with BondExchange

BondExchange provides complete and comprehensive access to every surety bond that the state of Michigan, and its specific cities and counties, require businesses to secure. Agents can utilize our platform to source the surety bonds needed by their clients, provide those clients instant online quotes, and offer them the quickest and most streamlined path to completing the bond application and purchase. Below are some of the most common types of surety bonds in Michigan:

Waste Disposal Licensing

Michigan requires a number of different surety bonds for waste disposal. Activities requiring bonds include liquid industrial waste haulage, municipal solid waste incineration, and the construction and demolition of Type II landfills.

Motor Vehicle Licensing

In Michigan, there are a number of motor vehicle-related surety bond requirements. There is a unified motor vehicle dealer bond requirement, and companies providing driver education services for commercial and non-commercial vehicles also need surety bonds to operate.

Financial Services Bonds

Many different financial services occupations require bonding in the Great Lakes State. Collection agencies, licensed debt management companies, mortgage loan originators, and securities broker-dealers all need surety bonds in Michigan.

Public Office Bonds

Many public officials in Michigan need to purchase a surety bond before they can take office. Examples include notaries, tax collectors, treasurers, town supervisors, judges, court clerks, sheriffs, deputies, and constables.

Private School Bonds

Surety bonds are required for a number of private education-related licenses in Michigan. These include bonds for barber colleges, cosmetology schools and apprenticeships, proprietary school solicitors, and private trade or business institutes and correspondence schools.

City or County Bonds

There are many different surety bonds required by cities or counties in Michigan. Some of these include junk or secondhand dealers in Lansing or auctioneers in Warren.

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If you’re an agent in the state of Michigan, sign up with BondExchange to gain access to all of our Michigan surety bonds. To view a complete list of all surety bonds covered in Michigan, expand the box below.

State Bonds Municipal Bonds

Appraisal Management Company
Barber College ($10,000.00)
Basic Driver Improvement Course (BDIC) Sponsor ($20,000.00)
Boxing Event
Certificate of Manufactured Home Ownership
Collection Agency – Corporation or LLC
Collection Agency – Sole Proprietor or Partnership
Consumer Financial Services Licensee
Cosmetology Apprenticeship ($1,000.00)
Dairy Plant
Debt Management License
Deferred Presentment Service Provider
Driver Education Provider: Teen/Adult: 1000 + students ($40,000.00)
Driver Education Provider: Teen/Adult: 999 or fewer students ($20,000.00)
Driver Education Provider: Truck Driver Education ($50,000.00)
First Mortgage Broker, Lender and/or Servicer
Grain Dealer
Grain Merchandiser’s and Farm Produce Trucker’s ($100,000.00)
IFTA License
Information Purchaser ($25,000.00)
Insurance Premium Finance Company ($10,000.00)
Landlord Security Deposit
Licensee of Motor Fuel
Liquid Industrial Waste Haulers – Nonresident ($30,000.00)
Liquid Industrial Waste Haulers – Resident ($15,000.00)
Liquid Petroleum Gas Dealer
Liquor License ($10,000.00)
Money Transmission Services Provider
Mortgage Loan Originator – Company ($150,000.00)
Mortgage Loan Originator – Company ($250,000.00)
Mortgage Loan Originator – Company ($50,000.00)
Mortgage Loan Originator – Individual ($10,000.00)
Mortgage Loan Originator – Individual ($25,000.00)
Mortgage Loan Originator – Individual ($25,000.00)
Mortgage Loan Originator – Individual ($50,000.00)
Motor Fuel Eligible Purchaser
Motor Vehicle Certificate of Title (Vehicle Uniform)
Municipal Solid Waste Incinerator Ash Landfill
Municipal Solid Waste Landfill
Non-Depository Sales Finance Company: Branch Location ($10,000.00)
Non-Depository Sales Finance Company: Main Office ($20,000.00)
Nonprofit Reimbursing Employer
Non-Retail Liquor License
Non-Retail Liquor License ($1,000.00)
Notary Public ($10,000.00)
Nursing Home – Patient Trust Fund
Personnel Agencies ($10,000.00)
Private Trade School, Business School, Institute or Correspondence School
Professional Employer Organization
Professional Fund Raiser ($25,000.00)
Professional Fund Raiser ($10,000.00)
Professional Investigator or Professional Investigator Agency ($10,000.00)
Property Broker or Freight Forwarder BMC-84 (ICC Broker) ($75,000.00)
Proprietary School Solicitor
Public Official: Any Office
Registered Scrap Tire Collection Site Performance
Registered Scrap Tire Hauler ($10,000.00)
Right of Way – Blanket Permit Performance
Right of Way – Individual Permit Performance
School of Cosmetology ($10,000.00)
Second Mortgage Broker, Lender and/or Servicer
Securities Broker-Dealer ($10,000.00)
Security Alarm Contractor ($25,000.00)
Security Guard Agency ($25,000.00)
Self-Insurer Workers Compensation
Snowmobile Certificate of Registration (Vehicle Uniform)
Solid Waste Processing Plant
Solid Waste Transfer Facility
Special License for Sale of Beer, Wine & Spirits for Consumption on the Premises (One Day) ($1,000.00)
Surplus Lines Agent
Third Party Testing Organization
Timber Sale
Type II Landfill – Construction and Demolition
Type II Landfill – Industrial
Type II Landfill – Low Hazard Industrial
Unemployment Compensation
Uniform Manufactured Housing Retailer’s Consumer Deposit
Uniform Manufactured Housing Retailer’s License ($10,000.00)
Uniform Vehicle Dealer ($10,000.00)
Watercraft Certificate of Registration (Vehicle Uniform)
Watercraft Certificate of Title (Vehicle Uniform)
Wetland Mitigation Site
Wholesale Potato Dealer ($10,000.00)
Wholesale Potato Dealer
Wholesaler or Unclassified Acquirer of Tobacco Products

Ann Arbor – City Right-of-Way Unitlateral Telecommunications Permit ($25,000.00)
Any Union Wage and Welfare
Bay – County Highway Permit – Building Moving
Bay – County Highway Permit – Closing A County Highway, Road or Right of Way
Bay – County Highway Permit – Construction
Bay – County Highway Permit – Operation and Maintenance
Bay – County Highway Permit – Use
Berrien – County Driveway
Bloomfield – Township Sewer Builder ($10,000.00)
Branch – County Individual Permit Performance
Brownstown – Township Sewer Connections License ($5,000.00)
Burton – City Sewer Digger ($10,000.00)
Burton – City Watermain Installer ($10,000.00)
Caledonia – Township License/Permit ($2,000.00)
Cascade Charter – Township Landscaping
Chesterfield – Township Sewer and Water Connections Performance ($5,000.00)
Clinton – Township License/Permit ($10,000.00)
Consumers Energy Utility Deposit
Davison – Township Sewer Contractor ($10,000.00)
Dearborn Heights – City Drainlayer ($5,000.00)
Dearborn Heights – City License/Permit
Dearborn Heights – City Sidwalk, Approach & Curb Cut ($2,000.00)
Detroit – City Amusements ($1,000.00)
Detroit – City Auctioneer ($1,000.00)
Detroit – City Builder of Artificial Stone Sidewalks ($2,500.00)
Detroit – City Dealer in Used Auto Parts and Wrecking ($3,000.00)
Detroit – City Dealer in Used Auto Parts Only ($1,000.00)
Detroit – City Dry Cleaning and Laundering Plants ($1,000.00)
Detroit – City Erector of Awnings and Hoods ($5,000.00)
Detroit – City Erector of Signs and Poster Boards ($5,000.00)
Detroit – City Erector or Owner of Canopies ($5,000.00)
Detroit – City Handler of Explosives ($5,000.00)
Detroit – City Hauler of Extraordinary Loads: Class A ($1,500.00)
Detroit – City Hauler of Extraordinary Loads: Class B ($2,500.00)
Detroit – City Itinerant Vendor ($1,000.00)
Detroit – City Junk Dealer ($2,000.00)
Detroit – City Mover of Houses or Other Residential Structures ($20,000.00)
Detroit – City Operator of Snow Removal Equipment ($5,000.00)
Detroit – City Pawnbroker ($3,000.00)
Detroit – City Second Hand Jewelry ($200.00)
Detroit – City Soliciting Fire Repair Contracts ($1,500.00)
Detroit – City Wrecking Contractor ($50,000.00)
East Lansing – City License/Permit
East Lansing – City Taxicab
Eastpointe – City License/Permit
Eastpointe – City Sidewalk Contractor ($2,500.00)
Eaton – County Soil Erosion and Sedimentation Permit
Emmet – County Individual Permit Performance
Ferndale – City Annual Sign ($5,000.00)
Ferndale – City Concrete Builder ($2,000.00)
Flat Rock – City License/Permit ($5,000.00)
Flint – City Auctioneer ($2,000.00)
Flint – City Building Contractor ($5,000.00)
Flint – City Pawnbroker ($3,000.00)
Flint – City Sewer & Drain Layers ($10,000.00)
Flint – City Sidewalk Builders ($2,000.00)
Flint – City Transient Merchant ($500.00)
Fort Gratiot – Township License/Permit
Generic Obligee Concessionaire
Genesee – County Maintenance and Guarantee
Genesee – County Sewage Disposal Contractors License
Genesee – County Soil & Sedimentation Permit
Genesee – County Soil Erosion
Genesee – Township Sanitary Sewer or Water Lines Fidelity and Performance ($10,000.00)
Grand Rapids – City Grading, Soil Erosion and Sedimentation Control
Grand Rapids – City Sidewalk Contractor ($4,000.00)
Grand Rapids – City Water Service and Drainage System Permits ($5,000.00)
Grand Rapids Wrecking
Grand Traverse – County Right of Way
Grosse Point – City License/Permit ($2,000.00)
Harper Woods – City Sign Erector
Harrison – Township Water and/or Sewer Contractor ($2,500.00)
Hazel Park – City Sign Erector Performance ($5,000.00)
Houghton – City Transient Merchant
IBEW Local Union 58 Inside and Residential Performance (Fringe Benefits)
Independence – Township Sewer Contractor ($5,000.00)
Installation Made Easy Inc (IME) IME Affiliate
Ionia – City Itinerant Vendor ($600.00)
Jackson – City Street Opening Performance and Guarantee
Jackson – County Right-of-Way Permit
Jackson – County Soil Erosion
Joint Administrative Committee (JAC) of the Plumbing and Pipefitting Industry in the Detroit Area Wage and Welfare
Kalamazoo – City Sidewalk Contractor ($5,000.00)
Kent – County Highway Permit ($10,000.00)
Kent – County Road Commission Permit
Kent – County Soil Erosion and Sediment Control Permit
Kentwood – City Highway Permit ($10,000.00)
Kentwood – City Highway Permit ($20,000.00)
Kentwood – City Soil Erosion and Sedimentation Control ($5,000.00)
Kentwood – City Stormwater Management ($30,000.00)
Kimball – Township Road Construction
Lansing – City Cannabis Cultivator Company ($50,000.00)
Lansing – City Cannabis Dispensary Company ($50,000.00)
Lansing – City Junk/Secondhand Dealer ($200.00)
Lansing – City Peddler ($1,000.00)
Lansing – City Vehicle for Hire (Taxicab, Limousine, Shuttle Bus, or Horse-Drawn Carriage) ($5,000.00)
Lansing – City Wrecking
Lapeer – City License/Permit
Lincoln Park – City Solicitor
Livingston – County Sewage Disposal Contractors License ($25,000.00)
Livingston – County Soil Erosion and Sedimentation Control
Lumber Liquidators Inc Installation Provider
Lyon – Township Sewer ($5,000.00)
Macomb – Township License/Permit ($5,000.00)
Macomb – Township Solicitor ($500.00)
Madison Heights – City Contractor Performance Uniform Surety
Madison Heights – City Demolition ($5,000.00)
Madison Heights – City Work in Municipal Rights-of-Way ($5,000.00)
Manistee – County Highway Permit
MEMO Financial Services, Inc dba MEMO MEMO Money Order
Michigan Regional Council of Carpenters Interior Systems Local 1045 Wage and Welfare
Monroe – County Highway Permit
Monroe – County Maintenance ($5,000.00)
Monroe – County Septic Tank Performance ($20,000.00)
Monroe – County Water/Sewer Connection ($20,000.00)
Mount Clemens (Mt. Clemons) – City Peddler/Transient Merchant ($1,000.00)
Mount Clemens (Mt. Clemons) – City Water ($1,000.00)
Muskegon – City Sidewalks, Driveways, Pavements, Crosswalks, Drains, Sewers, Public Streets, Public Ways, Boulevards or Terraces ($5,000.00)
Muskegon – City Sidewalks, Driveways, Pavements, Crosswalks, Drains, Sewers, Public Streets, Public Ways, Boulevards or Terraces ($25,000.00)
Muskegon – County Right-of-Way
Northville – Township License/Permit ($5,000.00)
Norton Shores – City Right-of-Way Permit
Oakland – County Construction within the Right-of-Way
Oakland – County Sanitary Sewer ($5,000.00)
Oakland – County Soil Erosion and Sediment Control Permit
Ottawa – County Road Commission Performance
Ottawa – County Soil Erosion and Sedimentation Control Permit
Painters District Council No. 22 Wage and Welfare ($10,000.00)
Pontiac – City Auctioneer ($2,500.00)
Pontiac – City Soil Erosion and Sedimentation Control
Portage – City Right of Way Contractor
Portage – City Soil Erosion Permit
Rochester Hills – City Site Improvement
Roofers Local 149 Wage and Welfare
Roscommon – County License/Permit ($500.00)
Roseville – City Registered Sidewalk and Approach Contractor ($2,000.00)
Roseville – City Right-of-Way Permit
Royal Oak – City Licensed Sidewalk Builder ($1,000.00)
Saginaw – City License/Permit
Shelby – Township License/Permit ($10,000.00)
South – County Sewer Connections Performance ($2,000.00)
Southfield – City License/Permit
Southfield – City Sign Erector ($5,000.00)
Southfield – City Temporary Signs
St. Clair – County Highway Permit
St. Clair – County License/Permit ($3,000.00)
St. Clair – County Soil Erosion
St. Clair Shores – City Asphalt Contractor ($1,000.00)
St. Clair Shores – City Concrete Contractor ($1,000.00)
St. Clair Shores – City Curb Cutter Contractor ($1,000.00)
St. Clair Shores – City Drainlayer
St. Clair Shores – City Marine Contractor ($1,000.00)
St. Clair Shores – City Right-of-Way
Taylor – City Door-to-Door Sales
Taylor – City Drainlayer ($20,000.00)
Taylor – City License/Permit
Walker – City Highway Permit ($2,000.00)
Warren – City Auctioneer License ($2,500.00)
Warren – City Excavation or Street Opening Permit
Warren – City Route Salesperson ($1,000.00)
Warren – City Sidewalk Contractor ($1,500.00)
Warren – City Site Plan Performance
Washington – Township Water/Sewer
Watertown – Township Sand and/or Gravel Extraction Operation
Wayne – County Soil Erosion and Sedimentation Control Permit
West Bloomfield – Township Sewer Builder
Wyandotte – City Sidewalk ($1,000.00)
Wyandotte – City Sign Contractor ($5,000.00)
Wyandotte – City Wrecking Contractor

Why Partner with BondExchange for Michigan Surety Bonds?

BondExchange provides agents with a simple and fast way to handle any and all Michigan Surety Bonds for business clients. Our technology platform is designed for efficiency with quotes from over 30 surety markets done instantly online. We understand that most insurance agents do not focus on surety, so we make the process fast, profitable, and easy to understand.

Using Simple and Effective Tools to Streamline the Bond Process

Our easy-to-use agent tools facilitate bond quote, delivery, and issuance in an online environment. Agents or their customers, can complete our online application thanks to our step-by-step approach using language that anyone can understand. Quotes are delivered instantly and can be purchased with our unique monthly payment options, making the process quick and painless.

Offering Agents Expert, Customized Service Levels

BondExchange has been working exclusively with insurance agents for more than 40 years, giving us unique insight into what agents want from a surety bond provider. We know not every agent specializes in surety, but you can rely on our expertise to guide you through the process. Feel confident that BondExchange will make your clients happy while saving you time and increasing profitability.

Keeping the Process Simple with a Single Point of Entry

Hundreds of Michigan agents use BondExchange as their single point of entry for the surety bonds their clients need. With access to bonds and rates from more than 30 different carriers, BondExchange makes it easy to shop the entire market with a single online application. You can service your clients both professionally and profitably and manage all your surety accounts through our comprehensive platform.

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