North Carolina Surety Bonds2019-07-17T19:16:23+00:00

North Carolina Surety Bond Broker

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North Carolina Surety Bonds

Surety Bonds in North Carolina

North Carolina is home to many businesses including a large banking and insurance sector. BondExchange was founded and is still located in Charlotte, North Carolina, and we have a particular wealth of knowledge about the 274 unique bond requirements across the Tar Heel state.

Our agent network includes over 1,100 North Carolina agents who provide thousands of quotes to their clients every month.

Our technology platform provides agents with access to over 30 surety bond markets with competitive rates, instant quotes, and premium financing for North Carolina surety bonds.

BondExchange Provides Surety Coverage in North Carolina

BondExchange offers all types of surety bonds for North Carolina agents, including hard-to-place accounts like customers with poor credit, environmental or hazardous bonds, high-limit fidelity bonds, and more. Find the bond you need, get a quote, and make the purchase —all from the same platform!

Contractor License Bonds

At the state regulation level, irrigation and landscape contractors must file a $10,000 bond to be licensed. In addition, electrical contractors must post a statement of bondability in the amount of $50,000 for an intermediate license and $130,000 for an unlimited license. Some local governments also require licensing and bonding, most notably, Mecklenburg County (home to the city of Charlotte) requires contractors to obtain a minimum $2,000 land use and construction bond to obtain permits with the county.

Financial Services Bonds

Financial services, including Mortgage Brokers, Mortgage Lenders, and Loan Brokers, are required to provide proof of surety bond coverage.

Miscellaneous Business Bonds

Other businesses outside of the categories listed require surety bonds, including Lottery Sales, Tobacco Sales, and Combat Sports Promoter Agents.

Insurance Broker Bonds

Insurance agents that offer insurance products as a broker must file a $15,000 insurance broker bond with the North Carolina Department of Insurance. BondExchange offers a special rate to its network agents of $50/year on this bond.

Motor Vehicle Dealer Bonds

All motor vehicle dealers must purchase a $50,000 surety bond in North Carolina. For auto dealers with more than one location, an additional $25,000 surety bond is required for each additional location.

Collection Agency Bonds

Collection agencies must purchase surety bond coverage to legally operate. There are different types of Collection Agency Bonds, depending on the origination of the business owner.

See what other insurance agents are saying about our online platform

If you’re a registered North Carolina insurance agent, partner with BondExchange to get access to all surety bonds required by the Tar Heel State. Click the box below to see a complete list of North Carolina surety bonds.

State Bonds Municipal Bonds

Alcoholic Beverage Wholesalers or Importers
Appraisal Management Company ($25,000.00)
Athlete Agent ($100,000.00)
Boxing & Mixed Martial Arts Promoter (Corporate) ($10,000.00)
Boxing & Mixed Martial Arts Promoter (Individual) ($10,000.00)
Boxing & Mixed Martial Arts Promoter (Partnership) ($10,000.00)
Business Opportunity ($50,000.00)
Cemetery Company Performance
Cigarette Distributor Tax
Collection Agency – Alien ($20,000.00)
Collection Agency – Alien (Renewal)
Collection Agency – Alien (Renewal State Expenses) ($20,000.00)
Collection Agency – Alien (State Expenses) ($20,000.00)
Collection Agency – Domestic ($10,000.00)
Collection Agency – Domestic (Renewal)
Collection Agency – Foreign #1 ($10,000.00)
Collection Agency – Foreign #1 (Renewal)
Collection Agency – Foreign #2 ($10,000.00)
Collection Agency – Foreign #2 (Renewal) ($10,000.00)
Commercial Driver License Third Party Tester ($30,000.00)
Commercial Driver Training Schools and Instructors ($20,000.00)
Commercial Driver Training Schools and Instructors ($10,000.00)
Commercial Driver Training Schools and Instructors ($30,000.00)
Cosmetology/Beauty School Guaranty
Credit Repair Services ($10,000.00)
Criminal Background Data Extracts: Licensing Agreement ($5,000.00)
Designated Agent ($10,000.00)
Discount Buying Club
Environmental Performance Guarantee
Fertilizer Distributor ($1,000.00)
Grain Dealer ($100,000.00)
Handler of Farm Products
Health Club ($10,000.00)
Highway Encroachment: Continuing Indemnity
Highway Encroachment: Contractor
Highway Encroachment: Second Party
Home Inspection
Hunting & Fishing License Agent ($5,000.00)
Insurance Broker
Insurance Broker ($15,000.00)
Invention Developer
Investment Advisor
Irrigation Contractor (Business Entity) ($10,000.00)
Irrigation Contractor (Individual/Sole Proprietor) ($10,000.00)
Job Listing Service ($25,000.00)
Land Quality Section – Reclamation
Landscape Contractor’s License – Corporation ($10,000.00)
Landscape Contractor’s License – Individual ($10,000.00)
Loan Broker ($50,000.00)
Loan Broker ($10,000.00)
Lottery
Manufactured Housing Dealer ($35,000.00)
Manufactured Housing Dealer
Manufactured Housing Manufacturer
Manufactured Housing Set-Up Contractor ($10,000.00)
Modular Building Set-Up Contractor ($5,000.00)
Money Transmitter ($150,000.00)
Mortgage Broker ($75,000.00)
Mortgage Broker ($125,000.00)
Mortgage Broker ($250,000.00)
Mortgage Lender ($150,000.00)
Mortgage Lender ($250,000.00)
Mortgage Lender ($500,000.00)
Mortgage Servicer ($150,000.00)
Motor Club ($50,000.00)
Motor Fuels Tax Liability
Motor Vehicle Certificate of Title (Indemnity Bond)
Motor Vehicle Dealer ($50,000.00)
Motor Vehicle Dealer: 2nd Location/Branches ($25,000.00)
Nonpublic Post Secondary Educational Institution Tuition Guaranty
Nursing Home Facility: Residents Personal Funds Trust
Overdimension/Overweight Permit
Pawnbroker ($5,000.00)
Precious Metals Dealer ($10,000.00)
Premium Finance Company
Pre-Need Funeral ($50,000.00)
Prepaid Entertainment
Private Barber School Guaranty
Private Personnel Service ($10,000.00)
Private Proprietary School Guaranty
Private Real Estate School Performance ($5,000.00)
Professional Employer Organization
Professional Solicitor / Fund Raiser
Property Broker or Freight Forwarder BMC-84 (ICC Broker) ($75,000.00)
Public Adjuster ($20,000.00)
Public Official
Public Utility Service Provider – Sewer Service
Public Utility Service Provider – Water Service
Securities Dealer
Seed Distributor ($500.00)
Self-Insurer of Workers Compensation
Statement of Bonding Ability: Intermediate ($50,000.00)
Statement of Bonding Ability: Unlimited ($130,000.00)
Surplus Lines Agent: Non-Resident
Surplus Lines Broker: Resident
Tenants Security Deposit
Tobacco Products Other Than Cigarettes Tax ($2,000.00)
Tobacco Products Other Than Cigarettes Tax
Transportation Broker ($5,000.00)
Transportation of Spirituous Liquor ($1,000.00)
Viatical Settlement Provider
Warranty Sales for Real Property ($75,000.00)
Well Driller

Alamance – County License/Permit ($1,000.00)
Alamance – County Pawnbroker
Alamance – County Well Contractor Registration ($5,000.00)
Any Union Wage and Welfare
Apex – Township Utility Deposit
Asheville – City Erosion
Asheville – City Pawnbroker
Beaufort – Township Peddler
Benson – Township Pawnbroker
Bladen – County License/Permit
Brunswick – County License/Permit ($5,000.00)
Brunswick Electric Membership Corporation Utility Deposit
Buncombe – County Stormwater Ordinance
Burlington – City License/Permit ($1,000.00)
Cabarrus – County License/Permit
Carey Oil Co Inc Utility Deposit
Carolina Power & Light Company (CP&L) Utility Deposit
Carolina Power & Light Company dba Progress Energy Carolinas Idle Facilities Deposit
Carolina Power & Light Company dba Progress Energy Carolinas Utility Deposit
Carpenters/Joiners Local Union 312 Wage and Welfare ($20,000.00)
Caswell – County Well Contractor Registration ($5,000.00)
Chapel Hill – Township Land Improvement
Charlotte – City Closure Agreement Permit to Use Right-of-Way
Charlotte – City Land Development Services
City of Morganton City Utilities Utility Deposit
Clayton – City Utility Deposit ($1,000.00)
Clinton – City Transient Vendor
Cornelius – Township Solicitor
Davidson – County Pawnbroker
Dominion North Carolina Power Utility Deposit
Duck – Township License/Permit
Duke Energy Carolinas, LLC Utility Deposit
Duke Energy Progress LLC Utility Deposit
Duplin – County License/Permit
Durham – City / County License/Permit ($2,000.00)
Durham – City / County License/Permit ($4,000.00)
Durham – City Land Improvement
Durham – City Pawnbroker
Durham – City Stormwater Facility Operation and Maintenance Permit
Durham – County Land Improvement
Eastern Band of the Cherokee Nation Pawnbroker
Eden – City License/Permit
Elizabeth City – City Itinerant Merchant ($5,000.00)
Emerald Isle – City Peddlers and Itinerant Merchants ($1,000.00)
Fayetteville – City Utility Deposit: Electric, Water and/or Sanitary Sewer Service
Forest Lawn Memorial Park Cemetery Compliance
Forsyth – County Pawnbroker
Franklin – Township Pawnbroker ($5,000.00)
Gaston – County License/Permit
Gastonia – City Housemover ($20,000.00)
Gates – County License/Permit
Generic Obligee Concessionaire
Goldsboro – City License/Permit
Goldsboro – City Peddlers and Itinerant Merchants
Greensboro – City Business Permit ($500.00)
Greensboro – City Contractor License ($2,000.00)
Greensboro – City Contractor License ($5,000.00)
Greensboro – City Housemover
Greensboro – City Land Improvement
Greensboro – City Pawnbroker
Greensboro – City Stormwater Management
Greenville – City Itinerant Merchant
Greenville Utilities Commission Utility Deposit
Guilford – County Bacteriological Sampler
Guilford – County Land Improvement
Guilford – County License/Permit ($2,000.00)
Guilford – County Pump Installer
Guilford – County Well Contractor
Haywood – County Land Disturbing
Haywood Electric Utility Deposit
Henderson – City Municipal License
Hendersonville – City Contractor’s License/Permit ($1,000.00)
Hendersonville – City Pawnbroker ($5,000.00)
Hickory – City Sidewalk Contractor
High Point – City Land Improvement
High Point – City License/Permit ($2,000.00)
High Point – City Pawnbroker
Hope Mills – Township License/Permit ($7,500.00)
Huntersville – Township Maintenance of Public Street
Huntersville – Township Solicitor
Installation Made Easy Inc (IME) IME Affiliate
International Union Of Elevator Constructors (IUEC) Local 135 Wage and Welfare ($25,000.00)
Iredell – County License/Permit
Jackson – County Grading/Erosion Control Plan Land Improvement
Jacksonville – City Itinerant Merchant
Kannapolis – City Itinerant Merchant
Kannapolis – City Pawnbroker
Kill Devil Hills – Township License/Permit ($5,000.00)
King – Township Plumbing Contractor ($2,500.00)
Kitty Hawk – Township License/Permit ($5,000.00)
Lagrange – Township Tree Trimmer ($1,000.00)
Laurinburg – City Itinerant Merchant
Lumber Liquidators Inc Installation Provider
Macon – County Pawnbroker
Mecklenburg – County ABC Board Fintech Agreement Guarantee
Mecklenburg – County Garage Installation ($2,000.00)
Mecklenburg – County Grading/Erosion Control Plan Land Improvement
Mecklenburg – County Insulation Contractor
Mecklenburg – County Land Use and Construction ($2,000.00)
Mecklenburg – County Land Use and Construction
Mecklenburg – County Pawnbroker
Mecklenburg – County Subdivision Guarantee Installation of Improvements
MEMO Financial Services, Inc dba MEMO MEMO Money Order
Minnesott Beach – Township Overweight Permit
Monroe – City License/Permit
Mooresville – Township Peddler
Mooresville – Township Peddler
Morehead City – Township Itinerant Merchant ($5,000.00)
Mountain Electric Cooperative Utility Deposit
Mount Airy – City Pawnbroker ($5,000.00)
New Bern – City License/Permit ($10,000.00)
New Bern – City Utility Deposit
Ocean Isle Beach – Township License/Permit
Oxford – City License/Permit
Oxford – City Pawnbroker
Piedmont Natural Gas Company Utility Deposit
Pinehurst – Village Site Improvement
PSNC Energy Utility Deposit
Raleigh – City Concessionaire Payment Bond for Contract
Raleigh – City Inspection Fee ($5,000.00)
Raleigh – City Pawnbroker
Raleigh – City Work in Public Streets
Randolph – County Pawnbroker
Reidsville – City License/Permit
Rockingham – County Pump Installer
Rockingham – County Well Contractor
Rockingham – County Well Driller
Rocky Mount – City Demolition Contractor
Rocky Mount – City Electrical Contractor ($1,000.00)
Rocky Mount – City Heating, Air Conditioning, Refrigeration Ventilation and Plumbing Contractor ($2,000.00)
Rocky Mount – City Insulation Contractor ($1,000.00)
Rocky Mount – City Peddler ($1,000.00)
Rocky Mount – City Plumbing Contractor ($1,000.00)
Rocky Mount – City Tree Cutting Service ($10,000.00)
Rocky Mount – City Utility Deposit
Rowan – County License/Permit ($1,000.00)
Rowan – County Subdivision Improvements ($1,000.00)
Salisbury – City License/Permit
Selma – Township Itinerant Merchant ($1,000.00)
Selma – Township Solicitor
Smithfield – Township Pawnbroker
Southern Pines – Township Pawnbroker
Southern Shores – Township License/Permit ($5,000.00)
Stanly – County License/Permit ($1,000.00)
Statesville – City Utility Deposit
Swain – County Pawnbroker
Town Smithfield Utility Deposit
Union – County Contractor
Union – County Landfill Credit Account
Union Power Cooperative Utility Deposit
Wake – County Pump Installer
Wake – County Well Contractor
Wake – County Well Driller
Watauga – County Pawnbroker ($10,000.00)
Wayne – County Peddler ($500.00)
Weldon – Township License/Permit
Wilkes – County License/Permit
Wilson – City License/Permit
Winston-Salem – City Billiard ($250.00)
Winston-Salem – City Electrical Contractor ($2,500.00)
Winston-Salem – City Electrical Contractor ($5,000.00)
Winston-Salem – City Heating Contractor ($2,500.00)
Winston-Salem – City Heating Contractor ($5,000.00)
Winston-Salem – City Insulation Contractor
Winston-Salem – City Pawnbroker
Winston-Salem – City Plumbing Contractor ($2,500.00)
Winston-Salem – City Plumbing Contractor ($5,000.00)
Winston-Salem – City Refrigeration Contractor ($2,500.00)
Winston-Salem – City Site Improvement Performance
Winston-Salem – City Street , Bridge, and Sidewalk Work Contractor ($20,000.00)
Winston-Salem – City Street , Bridge, and Sidewalk Work Contractor ($25,000.00)

Why Choose BondExchange for North Carolina Surety Bonds?

BondExchange streamlines the surety bond process by providing agents with a single point of entry to help clients obtain the surety bonds they need from over 30 different markets. Find the bond your customer needs, get an instant quote, and deliver it to your customer using our platform!

Surety Bond Service Designed for Agents

BondExchange was created specifically for agents! We’ve combined our 40 years of expertise in the bond industry with modern tools and technology to give you a single solution for North Carolina surety bonds.

Complete North Carolina Surety Bond Service from Start to Finish

Our one-source platform helps you get instant quotes for North Carolina surety bonds. We’ve partnered with over 30 unique markets and have a database of over 10,000 surety bonds.

Our database contains details regarding bond issuance, cancellations, renewals, reinstatements, and filing procedures, so there’s no guesswork from start to finish.

Streamlined Application to Issue Bonds with Confidence

We’ve simplified the entire process of issuing surety bonds, starting with the application. Follow our step-by-step process to avoid missing any crucial details and take advantage of our expert tips and insights along the way.

We help agents feel confident throughout the application process. Clients can purchase the surety bond directly from the platform, or agents can send the quote via the client’s preference. The agent remains in control of the process while keeping their name and brand in the spotlight.

Instant Quotes from 30+ Surety Carriers

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