Tennessee Surety Bonds2019-07-17T18:35:30+00:00

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Tennessee Surety Bonds

Surety Bonds in Tennessee

Tennessee is home to more than 389,000 businesses, many of which need surety bonds before The Volunteer State will allow them to take out a new occupational license or renew an existing one. There are 85 unique statewide bond types and an additional 128 city- or county-specific surety bonds that Tennessee requires of its businesses.

BondExchange is the preferred surety bond provider for insurance agents across the country. Our surety bond platform is not only expansive with over 10,000 surety bond requirements in our database, but also easy-to-use with tools built to make agents more efficient.

Our network of more than 30 different markets combined with rating technology makes it easy to find and quote pretty much any type of surety bond, including the 143 different types of surety bonds needed for Tennessee businesses. Our expert underwriters provide friendly help and can answer even the most difficult surety bond questions.

Popular Surety Bonds in Tennessee

BondExchange provides agents with complete, comprehensive access to every surety bond in the country, including all bonds needed in Tennessee. Below are some of the most common types of surety bonds for Tennessee businesses:

Well Drilling and Reclamation Bonds

Tennessee requires drillers to take out surety bonds before commencing well-drilling work within the state. Well reclamation efforts require a $1,500 surety bond, while drilling, deepening, re-opening, or temporarily abandoning wells need either a $2,000 or a $10,000 surety bond, depending on specific circumstances.

Motor Vehicle Dealer Bonds

Tennessee auto dealers need a bond to operate. Most dealers must post a $50,000 motor vehicle dealer bond before receiving their dealer tags. Motor vehicle auctions require a separate $50,000 bond.

Financial Services Bonds

Many different financial services occupations require bonding in The Volunteer State. Licensed collection service companies, credit services businesses, licensed debt management service providers, and flexible credit lenders all need to be bonded before opening their doors in Tennessee.

Manufactured and Modular Home Bonds

Companies specializing in manufactured and modular homes in Tennessee are required to take out surety bonds. There are specific bonds for manufacturers of manufactured homes, modular building units, the installation of stabilizing systems for manufactured homes, and for running a manufactured home or modular building unit dealership.

Vice Tax Bonds

A number of states require so-called “vice” businesses to collect and remit taxes and fees to the state. In Tennessee, these businesses must post a surety bond to ensure the state receives payment. Examples include alcohol wholesalers and distributors, cigarette and tobacco retailers, and lottery retailers.

City or County Bonds

There are many cities and counties within Tennessee that require specific surety bonds. Nashville and Davidson County, for example, requires contractors to purchase a $10,000 or $40,000 contractor registration permit bond to operate in the metro county.

See what other insurance agents are saying about our online platform

If you’re an agent currently working in the state of Tennessee, sign up with BondExchange to gain access to all of our Tennessee surety bonds. For a complete list of surety bonds covered in Tennessee, expand the box below.

State Bonds Municipal Bonds

Agents of Out-of-State Postsecondary Institutions ($5,000.00)
Alcoholic Beverages for Consumption on the Premises – Corporation or LLC
Alcoholic Beverages for Consumption on the Premises – Individual or Partnership
Appraisal Management Company ($20,000.00)
Automobile Club or Association ($20,000.00)
Beauty Pageant Operator ($10,000.00)
Cemetery Company
Certified Public Weigher ($5,000.00)
Child and Adult Care Food Program Sponsor (CACFP)
Cigarette and Tobacco Tax Credit
Closure and/or Post-Closure Performance
Collection Service License ($25,000.00)
Collection Service License ($15,000.00)
Collection Service License ($20,000.00)
Commercial Driver License (CDL) Third Party Tester ($25,000.00)
Commodity Dealer and Warehouse
Constructing Driveways on State Highway Rights-of-Way
Credit Services Business ($100,000.00)
Dealer in Anhydrous Ammonia (Fertilizer) ($1,000.00)
Dealer of Manufactured Homes ($25,000.00)
Dealer of Modular Building Units ($50,000.00)
Debt Management Services Provider License
Defensive Driving School ($7,500.00)
Employer Carrying His Own Risk
Feed Dealer ($1,000.00)
Fire Extinguisher Systems Firm ($10,000.00)
Fire Protection Sprinkler System Contractor ($10,000.00)
Flexible Credit Lender
Health Club ($25,000.00)
Highway Entrance Permit
Highway Grading Permit
Home Improvement Contractor ($10,000.00)
Hunting/Fishing License Sales Agent
Industrial Loan and Thrift
Installer of Modular Building Units ($25,000.00)
Litigation Financier ($50,000.00)
Long Term Care Facility Resident Fund
Lottery Retailer
Manufactured Home Stabilizing System Installer ($10,000.00)
Manufacturer of Manufactured Homes ($50,000.00)
Manufacturer of Modular Building Units ($100,000.00)
Money Transmitter
Mortgage Broker, Lender or Servicer ($90,000.00)
Mortgage Broker, Lender or Servicer ($200,000.00)
Motor Vehicle Auction ($50,000.00)
Motor Vehicle Certificate of Title
Motor Vehicle Dealer ($50,000.00)
Non-Resident Insurance Agent
Notary Public ($10,000.00)
Pest Control License ($50,000.00)
Pest Control License ($10,000.00)
Petroleum Products and Alternative Fuels
Postsecondary Educational Institution ($10,000.00)
Postsecondary Educational Institution ($20,000.00)
Pre-Licensing Course Provider ($50,000.00)
Probationary Services Provider ($25,000.00)
Probationary Services Provider ($25,000.00)
Process Server ($15,000.00)
Professional Boxing Promoter ($25,000.00)
Professional Solicitor ($25,000.00)
Property Broker or Freight Forwarder BMC-84 (ICC Broker) ($75,000.00)
Public Adjuster ($50,000.00)
Public Official: Any Office
Rental Location Agent: Individual ($2,500.00)
Rental Location Agent: Partnership or Corporation ($10,000.00)
Retail Liquor License ($1,000.00)
School of Cosmetology ($5,000.00)
Securities Dealers or Investment Advisers
Surface Mining and Reclamation Operations
Telecommunications Service Provider ($20,000.00)
Title Insurance Producer ($25,000.00)
Title Pledge Lender
Tobacco Tax Stamp Affixing Agent – Manufacturing Distributor
Tobacco Tax Stamp Affixing Agent – Wholesale Dealer & Jobber
Utility Permits
Utility Permits (Running Surety)
Vegetation Control Permit
Vegetation Control Permit (Running Surety)
Well Reclamation ($1,500.00)
Wells to be Drilled, Deepened, Re-Opened or Temporarily Abondoned ($10,000.00)
Wells to be Drilled, Deepened, Re-Opened or Temporarily Abondoned ($2,000.00)
Wholesaler/Distributor Beer Tax – Corporation or LLC
Wholesaler/Distributor Beer Tax – Individual or Partnership
Wholesalers of Distilled Alcoholic Beverage Tax – Corporation or LLC
Wholesalers of Distilled Alcoholic Beverage Tax – Individual or Partnership

Any Union Wage and Welfare ($25,000.00)
Bolivar – City License/Permit ($5,000.00)
Brightridge Utility Deposit
Bristol Tennessee Electric System Utility Deposit
Chattanooga – City Out of State Contractor Business License Escrow Agreement
Chattanooga – City Street Obstruction and Excavation ($25,000.00)
Chattanooga Electric Power Board Utility Deposit
Chattanooga Gas Company Utility Deposit
City of Clinton Utilities Board Utility Deposit
City of Cookeville Electric Department Utility Deposit
City of Cookeville Gas Department Utility Deposit
City of Dayton Utility Deposit
City of Oak Ridge Utility Deposit
Clarksville Department of Electricity, CDE Lightband Utility Deposit
Collierville – Township Beer License ($2,500.00)
Columbia Power & Water Systems Utility Deposit
Covington Electric System Utility Deposit
Cumberland Electric Membership Corporation (CEMC) Utility Deposit
Dayton – City Alcoholic Beverage Sales Permit ($1,000.00)
Dickson Electric System Utility Deposit
Duck River Electric Membership Corporation (DREMC) Utility Deposit
East Ridge – City License/Permit
East Ridge – City Street Obstruction and Excavation ($25,000.00)
Elizabethton – City Contractor’s Permit ($10,000.00)
Farragut – Township Gas/Mechanical License ($10,000.00)
Farragut – Township Plumbing License ($10,000.00)
Franklin – City License/Permit
Franklin – City Plumbing Permit ($40,000.00)
Franklin – City Right-of-Way Permit
Gallatin – City Permit: Electrical, Plumbing, Gas, Mechanical or Excavation Contractor ($10,000.00)
Gallatin – City Permit: General Contractor ($50,000.00)
Gallatin Department of Electricity Utility Deposit
Generic Obligee Concessionaire
Germantown – City License/Permit
Germantown – City Work in or Upon City Streets, Alleys, Public Places, or Ways
Goodletsville – City Permit: Electrical, Plumbing, Gas, Mechanical or Excavation Contractor ($40,000.00)
Goodletsville – City Permit: General Contractor ($10,000.00)
Goodletsville – City Permit: General Contractor ($50,000.00)
Hamilton – County Contractor’s Surety and Performance
Hamilton – County Out of State Contractor Business License Escrow Agreement
Haywood – County License/Permit
Hendersonville – City Contractor Registration Permit ($50,000.00)
Hendersonville – City Contractor Registration Permit ($10,000.00)
Hendersonville – City Contractor Registration Permit ($40,000.00)
Hendersonville – City Peddler ($1,000.00)
Hill Place Homeowners Association Homeowners Compliance ($10,000.00)
Holston Electric Cooperative Utility Deposit
IBEW Local Union 175 Wage and Welfare
IBEW Local Union 474 Wage and Welfare
Installation Made Easy Inc (IME) IME Affiliate
Johnson City – City Building License ($10,000.00)
Johnson City – City Electrical License ($10,000.00)
Johnson City – City Fire Alarm Systems ($10,000.00)
Johnson City – City Fire Sprinkler License ($10,000.00)
Johnson City – City Fire Suppression Systems ($10,000.00)
Johnson City – City Gas/Mechanical License ($10,000.00)
Johnson City – City License/Permit ($10,000.00)
Johnson City – City Plumbing License ($10,000.00)
Johnson City Power Board Utility Deposit
Kingsport – City Electrical Contracting ($10,000.00)
Kingsport – City Gas Installer ($10,000.00)
Kingsport – City Plumbing ($10,000.00)
Knox – County Out of State Contractor
Knox – County Road and/or Hydrology Improvements Performance
Knoxville – City Electrical Contractor ($10,000.00)
Knoxville – City Gas Installation and Serviceman ($10,000.00)
Knoxville – City Mechanical Contractor ($10,000.00)
Knoxville – City Out of State Contractor
Knoxville – City Plumbing Contractor ($10,000.00)
Knoxville Utilities Board Utility Service Guaranty
La Vergne – City Peddler/Canvasser/Solicitor ($1,000.00)
Lebanon – City Permit ($10,000.00)
Lenoir City Utilities Board Utility Deposit
Lumber Liquidators Inc Installation Provider
McMinnville – City Peddler ($1,000.00)
MEMO Financial Services, Inc dba MEMO MEMO Money Order
Memphis and Shelby – County Consolidated Contractor – Multiple Licenses or Registrations ($50,000.00)
Memphis and Shelby – County Contractor License ($25,000.00)
Memphis and Shelby – County Independent Backflow Prevention Device Tester ($5,000.00)
Memphis and Shelby – County Master Gas Installer ($5,000.00)
Memphis and Shelby – County Mechanical Contractor ($25,000.00)
Memphis and Shelby – County Septic System Installer ($5,000.00)
Memphis – City Cement Workers ($15,000.00)
Memphis – City Plumber ($5,000.00)
Memphis – City Street Cut Permit Performance
Memphis Light, Gas and Water Division Utility Deposit
Middle Tennessee Electric Membership Utility Deposit
Montgomery – County License/Permit
Morristown – City Building Contractor ($1,000.00)
Morristown – City Electrical Contractor ($2,000.00)
Morristown – City Gas Contractor ($5,000.00)
Morristown – City Plumber ($5,000.00)
Morristown Power System Utility Deposit
Murfreesboro – City License/Permit
Murfreesboro – City Site Improvement Performance
Murfreesboro Electric Department Utility Deposit
Nashville and Davidson – County Contractor Registration Permit ($10,000.00)
Nashville and Davidson – County Contractor Registration Permit ($40,000.00)
Nashville and Davidson – County Food Establishment Greasetrap Hauling
Nashville and Davidson – County Septic Tank and Night Soil Hauling ($10,000.00)
Nashville Davidson Department of Water and Sewerage Services Utility Deposit
Nashville Electric Service Utility Deposit
Nashville Gas Company Utility Deposit
Nolensville – Township Permit
Oak Ridge – City Building Contractor ($5,000.00)
Oak Ridge – City Electrical Contractor ($5,000.00)
Oak Ridge – City Master Plumber ($5,000.00)
Obion – County Business License Escrow Agreement
Pickwick Electric Cooperative Utility Deposit
Sevier County Electric System Utility Deposit
Sevier County Utility District Utility Deposit
Shelby – County House Moving Damage and Completion
Shelby – County Master Plumber Indemnity ($5,000.00)
Shelbyville – City License/Permit ($1,000.00)
Southwest Tennessee Electric Membership Corporation Utility Deposit
Sparta Electric and Water System Utility Deposit
Spring Hill – City Builder
Sweetwater Utilities Board Utility Deposit
Tri-County Electric Membership Corporation Utility Deposit
Tullahoma Utilities Board Utility Deposit
Upper Cumberland EMC Utility Deposit
Washington – County Notary Public ($10,000.00)
Waverly – City Transient Merchant
Williamson – County Building Permit
Williamson – County Building Permit ($30,000.00)
Williamson – County Subsurface Sewage Installer ($16,000.00)
Williamson – County Subsurface Sewage Installer ($6,000.00)
Williamson – County Subsurface Sewage Installer ($22,000.00)

Why Partner with BondExchange for Tennessee Surety Bonds?

BondExchange is the best platform for you to place Tennessee Surety Bonds for your clients. Our services make it easy for agents from start to finish with unique tools designed for efficiency. For example, our platform lets agents send a link to their customer to apply for and purchase the bond online. The agent receives notifications along the way and copies of the bond documents when the customer purchases the bond.

Streamlined Application from Start to Finish

Our advanced technology provides end-to-end service for agents. You can generate instant quotes and send them directly to your clients. Throughout the application, we provide expert insight and advice to guide you through the process so you can be confident that your customer’s bond is handled without error.

InsurTech Tools for Agents

We developed BondExchange specifically for the agent, but with your customers' needs in mind. Agents can provide their customers with best-in-class technology for surety bonds, all while keeping the agent name and branding front and center. With a few clicks, send a link to your customer to seamlessly apply and purchase a bond online, all with zero investment in technology.

Single Source for All Tennessee Surety Bonds

BondExchange is a comprehensive platform that handles every aspect of the bonding process. Agents can search our huge database for surety bonds, send quotes to clients, and complete the application, all from within the platform.

Instant Quotes from 30+ Surety Carriers

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